Tenaga Ahli Profesional
Bapak ARNO HARYO UTOMO
ARNO HARYO UTOMO, S.E., M.M.Fin., FRM.E
FORMAL EDUCATION
- Bachelor of Economy (Banking Financial Management) From STIE Malang Banking Academy, 1995
- Master of Finance (Banking Financial Management) From Brawijaya University, 2001
PROFESSIONAL DEVELOPMENT & TRAINING
Provisioning and Assessment Project for Director Candidate Concurrently Serving as Compliance Director at PERSERODA BPR Bank Kediri (15–16 November 2023), conducted for the Economic Affairs Division of Kediri Regency.
PROFESIONAL EXPERIENCE
Arno is a seasoned management consulting and training professional with over 20 years of experience in banking, organizational development, and business advisory services. His expertise encompasses management consulting, leadership development, training facilitation, and advisory services for banking institutions, cooperatives, and small and medium enterprises (SMEs), supporting organizational growth and capacity building across diverse sectors.
BANKING, MANAGEMENT CONSULTING & TRAINING EXPERIENCE
- Infobank Institute – Consultant and Trainer (2024–Present)
- KPI – Consultant for Banking, Cooperatives, and SMEs (2020–Present)
- Amarta Multi Corporation (AMC) Holding – Training Provider & Banking Management Consultant (2018–2020)
- Institute of Leadership & Management Yogyakarta – Training Provider for Banking (2016 – 2017)
- PT Mitra Consulting, Surabaya – Management Consultant & Appraisal Consultant (2007 – 2015)
- Kartika Institute Management (J. Tanzil Associate – Public Accounting Firm), Surabaya – Project Manager & Management Consultant (2005 – 2007)
- CV Pendawa Kencana, Yogyakarta – Management Consultant (2003 – 2004)
- Ungaran Sari Garment (Texmaco Group), Semarang – PPIC Staff (1997–1998)
- Bank Central Dagang, Semarang – Giro & Accounting Department (1996–1997)
TRAINING PROJECT EXPERIENCE
- Keynote Speaker For AML/CFT: Strategy For Protecting Valuable Businesses From Money Laundering Crimes – Pilar Tecnotama (2026)
- Asset Liability Management (ALMA) For Rural Banks – PT Perseroda BPR BKK Jateng (2026)
- Credit Monitoring Strategy Through Early Warning Indicators (EWI) For Risk Mitigation – PT Bank Sulselbar (2026)
- Risk Management Based On ISO 31000:2018 – PT Pertamina Tbk (2026)
- Asset Audit Based On ISO 55001:2024 (2025)
- Risk-Based Internal Audit (RBIA) – Ministry Of National Development Planning (Bappenas) (2025)
- Psychology Of Internal Supervision In Audit Communication Practices – Tuban Regency Government (2025)
- Special Asset Management In Banking – Indonesia Deposit Insurance Corporation (LPS) (2025)
- Feasibility Strategy For Islamic Banking Financing – PT Bank Danamon Tbk (2025)
- Risk Management Based On ISO 31000:2018; Certified Project Risk Manager (CPRM); IT Risk Management; Trade Finance; Basic Derivative Investment; Big Data Fundamentals For Banking – Bank Indonesia (2025, 2024, 2021, 2020)
- ALMA For Rural Banks Using A Stress Testing Approach – PT BPR Bank Surya Yudha; PT Perseroda BPR BKK Jateng (2025)
- Corporate Value, Strategic Decision-Making, And Financial Acumen For Directors – PT Omni Composites (2025)
- Forensic Audit Implementation (Best Practices) – PT Pelindo (Persero) (2025)
- Implementation Of PSAK 4 And PSAK 65 In Consolidated Financial Statements – PT TSPM (PMA Company) (2025)
- Implementation Of ISO 31000:2018 In Commercial Bank Risk Management Systems; Training Needs Planning For Banking Institutions – PT Bank Kalteng (2025, 2024)
- Certified Financial Risk Management (CFRM) Batch I And Batch II – Bank Indonesia (2025)
- MSME Loan Restructuring Analysis – PT Bank Kalsel (2025)
- Implementation Of Good Corporate Governance (GCG) And Strategic Issues – PT Perusahaan Pengelola Aset (Persero) (2025)
- Digital Banking Business Assessment – PT Bank Kalbar (2025)
- Investment Portfolio Management – Pertamina Hulu (2025)
- Assistance And Preparation For The Certified Risk Associate (CRA) Examination – Bank Indonesia (2025)
- Risk-Based Anti-Money Laundering And Counter-Terrorism Financing (AML/CFT) – PT Bank Lampung (2025)
- Risk-Based Human Resource Audit – PT Bank Kaltimtara (2025)
- Self-Assessment Reporting For Islamic Commercial Banks In Accordance With POJK 02/2024 – Bank Aceh Syariah (2025)
- Awareness Training On The Implementation Of ISO 37001:2016 – PT Pelindo (Persero) (2024)
- Introduction To Foreign Exchange And Foreign Exchange Markets For Banks – PT Bank Sumut (2024)
- Banking Procurement Management – Bank Raya Tbk (2024)
- Fraud Detection And Investigation In Procurement – Bank Timor Leste (BNCTL) (2024)
- Treasury Banking Management; Investment Banking Strategy; Credit Collateral Valuation Based On Indonesian Valuation Standards; Risk-Based Human Resource Audit – PT Bank Kaltimtara (2024, 2025)
- Bank Reconciliation Models For BI-FAST, Multibiller Payment Systems, And Switching Data – PT Bank Kalbar (2024)
- Banking Performance Management Based On The Balanced Scorecard – Bank Kalsel; Bank Sumsel Babel; Bank Kepri Syariah (2024)
- Risk Management – PT Bukit Asam Tbk (2024)
- Enterprise Risk Management (ERM) Based On SNI ISO 31000:2018 – PT Mitra Karya Prima Sidoarjo (2024)
- Implementation Of Risk-Based Internal Audit Practices At Regional Development Banks – PT Bank Pembangunan Daerah Papua (2024)
- Letter Of Credit (L/C) And Domestic Letter Of Credit (SKBDN) – PT Abadi Putra Energy (2024)
- Certified Financial Planning (CFP) – PT Biro Klasifikasi Indonesia (Persero) (2024)
- Implementation Of OJK Regulation No. 25/POJK.03/2023 Concerning Risk Management For Islamic Commercial Banks And Islamic Business Units – Infobank Institute (2024)
- Anti-Fraud Strategy For Banking – Bank BCA Syariah (2023)
- Cash Flow Management And Treasury Management – PT PLN Indonesia Power (2023)
- Implementation Of The LPS SCV Application System For Commercial Banks – PT Bank Sumut (2023)
- Implementation Of Cooperative Management Based On ISO 31000:2018 – Koperasi Angkasa Pura II (2023)
- Best Practices In Risk-Based Internal Audit – Bank BNI 46 (2022)
- E-Commerce And E-Banking Fraud Prevention For Banking – Bank BJB (2022)
- Banking Financing Strategies In Accordance With OJK Regulations For The Palm Oil Agribusiness Sector – PT Bank Lampung (2022)
- Comprehensive Governance Practices For Banking Institutions – PT Bank Sultra (2022)
- Digital Banking; Corporate Culture Based On Good Corporate Governance (GCG) For Banking – PT Bank Lampung (2022, 2020)
- The Role And Implementation Of Good Corporate Governance (GCG) In Banking – PT BPR Medan (2022)
